Car Insurance in Riverside, CA

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Discover discounts and benefits with the AARP Auto Insurance Program from The Hartford.

Auto Insurance in Riverside, CA

couple happy with car insurance riverside caFrom the March Field Air Museum to the UC Riverside Botanic Gardens, there are plenty of places to visit in Riverside, California. To stay safe while driving, you’ll want to find car insurance in Riverside, CA that’s specific to your needs. With the AARP Auto Insurance Program from The Hartford,1 you can customize your car insurance and qualify for discounts.
 
The Hartford has earned a reputation for integrity and trust, as well as high customer ratings for claims services. If you’re looking for information about buying car insurance, you’ve come to the right place.
 

How Much Is Car Insurance in Riverside?

Our customers pay an average of $1,544 a year, or about $129 a month, for car insurance in California.‡‡‡ Be aware that different factors can affect your car insurance costs. So, your unique car insurance policy may be different than the average cost.
 
In addition to where you live, there are other factors that car insurance companies use to calculate auto insurance quotes in Riverside, CA, including:
 
  • Age: Usually drivers between 60 and 70 years old pay less for auto insurance.2
  • Car: The make, model and year of your vehicle will help determine your car insurance rate.
  • Driving History: Avoid distracted driving and keep a clean driving record to save money.

AARP Member Discounts for Auto Insurance in Riverside

The Hartford will help you get affordable car insurance in Riverside, CA. You can save up to 10% on your auto insurance just by being an AARP member. Experienced drivers like you deserve car insurance discounts. The Hartford’s auto insurance specialists will work with you to make sure you get the discounts you’re eligible for. Our customers enjoy savings by doing things like:
 
  • Completing an approved defensive driving course.
  • Paying your premium in full instead of making monthly payments.

Riverside Auto Insurance Coverage Requirements

driver of red car protected by riverside auto insuranceThe minimum amount of car insurance coverage you need is determined by your state laws. The state minimum car insurance in California includes:
 
However, it’s smart to buy full insurance coverage in Riverside, CA instead of just the minimum. That way you don’t have to worry about paying out of pocket if you’re in a car accident. Remember, the cheapest car insurance quote might not have enough coverage to protect you.
 

Learn More About Car Insurance in California

Whether you’re cruising the coastline of California or sitting in traffic on the highway, you need coverage that will protect you and your assets. No matter where you live, The Hartford has got you covered with car insurance in California. Learn more about how the AARP Auto Insurance Program from The Hartford can protect drivers in California with:
 
 
Last Updated: March 27, 2025
 
2 Bankrate, “Average cost of car insurance in California for 2025
** Average savings amounts based on information reported by customers who switched to The Hartford from other carriers between 9/1/22 and 8/31/23. Your savings may vary. Average auto insurance savings is $577 and average home insurance savings is $236. Rate differences for AARP members and non-members vary by state and AARP membership tenure. Auto/Home discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance program from The Hartford. The Hartford does not write new business in all areas, including the states of CA and FL.
 
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
 
§§ Terms and conditions apply.
 
Terms and conditions apply. Accident Forgiveness and the Disappearing Deductible are not available to CA policyholders.
 
‡‡ Terms and conditions apply. Availability varies by state.
 
‡‡‡ Based on one car and driver; individual rate/premium/savings will vary based on actual coverage selections and characteristics of vehicle(s)/driver(s).
 
Additional disclosures below.

California Car Insurance

There’s more to know about car insurance in your state.
 
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
 
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
 
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MA, by Trumbull Insurance Company; and in PA, by Nutmeg Insurance Company and Twin City Fire Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Nutmeg Insurance Company. Home product is not available in all areas, including the state of FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
 
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.