Car Insurance in Chula Vista, CA

Get a Quote
Discover discounts and benefits with the AARP Auto Insurance Program from The Hartford.
Retrieve Saved Quote

Auto Insurance in Chula Vista

couple happy with car insurance chula vistaFrom the Living Coast Discovery Center to the Chula Vista Bayfront, there are many places to drive in the second-largest city in the San Diego metropolitan area. When you’re on the road, you’ll have the peace of mind you need with the AARP® Auto Insurance Program from The Hartford.1 We’ve been protecting drivers in Chula Vista, CA and their families with car insurance since 1984.
 
We’re proud to have earned a reputation for integrity and trust, as well as high customer ratings for claims services. If you’re looking for discounts on car insurance in Chula Vista, CA, you’ve come to the right place. You can save up to 10% on your auto insurance just for being an AARP member.
 

How Much Is Car Insurance in Chula Vista?

Your car insurance rates depend in part on where you live. Our customers pay an average of $1,544 a year, or about $129 a month, for car insurance in California.‡‡‡ Be aware that different factors can affect your car insurance costs. So, your unique car insurance policy may be different than the average cost.
 

AARP Member Discounts for Auto Insurance in Chula Vista

When you’re looking for a car insurance company in Chula Vista, don’t just look for cheap car insurance. Make sure you’re getting the custom coverage you need at a great rate. Experienced drivers like you deserve car insurance discounts. You’ll save just for being an AARP member, and you could also be eligible for discounts when you:
 
  • Complete an approved defensive driving course.
  • Pay your premium in full instead of making monthly payments.

Coverage Requirements for Auto Insurance in Chula Vista, CA

driver of red car protected by auto insurance chula vistaBased on state laws, you must carry a minimum amount of car insurance in California, including:
 
Although these are the minimum requirements, everyone’s car insurance coverage needs are different. With the AARP Auto Insurance Program from The Hartford, you can get affordable coverage tailored to fit your needs.
 

Does California Require Full Coverage Car Insurance?

California does not require full coverage. However, you’ll want to consider buying more than the minimum California car insurance so you don’t risk having to pay out of pocket if you’re in a car accident. The Hartford’s customer service representatives can help customize coverage for your needs.
 

Learn More About Car Insurance in California

Even if you don’t live in Chula Vista, CA, we can still help you with car insurance in California. Learn more about how the AARP Auto Insurance Program from The Hartford can protect drivers in California with:
 
** Average savings amounts based on information reported by customers who switched to The Hartford from other carriers between 9/1/22 and 8/31/23. Your savings may vary. Average auto insurance savings is $577 and average home insurance savings is $236. Rate differences for AARP members and non-members vary by state and AARP membership tenure. Auto/Home discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance program from The Hartford. The Hartford does not write new business in all areas, including the states of CA and FL.
 
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
 
§§ Terms and conditions apply.
 
‡ Terms and conditions apply. Accident Forgiveness and the Disappearing Deductible are not available to CA policyholders.
 
‡‡ Terms and conditions apply. Availability varies by state.
 
‡‡‡ Based on one car and driver; individual rate/premium/savings will vary based on actual coverage selections and characteristics of vehicle(s)/driver(s).
 
Additional disclosures below.

California Car Insurance

There’s more to know about car insurance in your state.
 
AARP® Auto Insurance
Quick Links
FAQs
For AARP® Members
Additional Resources
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
 
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
 
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MA, by Trumbull Insurance Company; and in PA, by Nutmeg Insurance Company and Twin City Fire Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Nutmeg Insurance Company. Home product is not available in all areas, including the state of FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
 
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.
Get a Quote