Car Insurance in Fresno, CA

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Discover discounts and benefits with the AARP Auto Insurance Program from The Hartford.

Car Insurance in Fresno

couple happy with car insurance fresnoFrom the art museum to the Shinzen Japanese Garden, there’s so much to experience in Fresno. Get the peace of mind you need every time you take the wheel with the AARP® Auto Insurance Program from The Hartford.1 We’ve been protecting drivers in Fresno, CA and their families with car insurance since 1984.
 
You can feel confident that we’ll be there when you need us most. We’ve earned a reputation for integrity and trust, as well as high customer ratings for claims services. And if you’re an AARP member, you can save up to 10% on auto insurance in Fresno. No other insurance companies in Fresno can offer you that.
 

What Is the Minimum Coverage for Auto Insurance in Fresno, CA?

Car insurance coverage requirements vary depending on where you live. Fresno, CA drivers must have at least this much coverage:
 
If you’re looking for cheap car insurance, you can save money by getting only the minimum. To be sure you have full coverage, you’ll want to purchase additional auto insurance in Fresno, CA. The Hartford is an insurance company that offers affordable car insurance coverage that can be tailored to suit your specific needs. With The Hartford, you can get the coverage you need at a great rate.
 

How Much Does Car Insurance Cost in Fresno, CA?

driver of red car protected by car insurance fresno caOur customers pay an average of $1,544 a year, or about $129 a month, for car insurance in California.‡‡‡ Be aware that different factors can affect your car insurance costs. So, your unique car insurance policy may be different than the average cost.
 

Average Cost of Car Insurance in Fresno

While there are average insurance costs based on where you live, insurance rates are also specific to each individual driver. Fresno car insurance quotes are based on many factors, including your:
 
  • Age: Typically drivers between 60 and 70 years old pay the least for auto insurance.2
  • Car: What kind of motor vehicle you drive will influence your rate.
  • Driving History: If you have a speeding ticket on your record, you may pay more. Insurers in California will offer drivers with a clean driving record additional discounts.

AARP Member Discounts for Auto Insurance in Fresno

You can save money on auto insurance in Fresno, CA just for being an AARP member, but that’s not the only way to save. You may also be eligible for car insurance discounts for things like:
 
  • Completing an approved defensive driving course.
  • Paying your premium in full.

Learn More About Car Insurance in California

We’ve been protecting AARP members and their families with car insurance in California since 1984. No matter what city in California you call home, we can help you learn more about:   
 
 
Last Updated: March 27, 2025
 
2 Bankrate, “Average cost of car insurance in California for 2025
** Average savings amounts based on information reported by customers who switched to The Hartford from other carriers between 9/1/22 and 8/31/23. Your savings may vary. Average auto insurance savings is $577 and average home insurance savings is $236. Rate differences for AARP members and non-members vary by state and AARP membership tenure. Auto/Home discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance program from The Hartford. The Hartford does not write new business in all areas, including the states of CA and FL.
 
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
 
§§ Terms and conditions apply.
 
Terms and conditions apply. Accident Forgiveness and the Disappearing Deductible are not available to CA policyholders.
 
‡‡ Terms and conditions apply. Availability varies by state.
 
‡‡‡ Based on one car and driver; individual rate/premium/savings will vary based on actual coverage selections and characteristics of vehicle(s)/driver(s).
 
Additional disclosures below.

California Car Insurance

There’s more to know about car insurance in your state.
 
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
 
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
 
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MA, by Trumbull Insurance Company; and in PA, by Nutmeg Insurance Company and Twin City Fire Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Nutmeg Insurance Company. Home product is not available in all areas, including the state of FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
 
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.