Voluntary Life insurance offers employees an affordable and convenient way to secure financial protection for their loved ones in the event of an unexpected tragedy. By opting into this coverage, employees can support their families with lower premiums, guaranteed acceptance and easy payroll deductions. Voluntary Life insurance provides peace of mind and a valuable safety net, making it an essential part of any comprehensive benefits package.
What Is Voluntary Life Insurance?
Financial Protection for You and Your Loved Ones
Our video explains what Voluntary Life insurance is, how it works and the benefits it offers.
Why Employees Need Voluntary Life Insurance?
- Financial Security for Loved Ones: Life insurance ensures that your family and dependents are financially protected in case of an unexpected event. It can help pay for funeral costs, outstanding debts and daily living expenses.
- Affordable Premiums: Since it is offered through your employer, the premiums for Voluntary Life insurance are often lower than those for individual policies. This makes it a cost-effective way to secure substantial coverage.
- Convenient Payroll Deductions: Premiums are typically deducted directly from your paycheck, making it easy to manage and maintain your coverage without the hassle of separate payments.
- Guaranteed Acceptance: Many Voluntary Life insurance plans offer guaranteed acceptance, meaning you can get coverage without undergoing a medical exam.
- Supplemental Coverage: If you already have a life insurance policy, Voluntary Life insurance can give you added coverage and extra peace of mind knowing your family will be financially secure.
The Hartford’s Culture of Caring
Our Culture of Caring reflects our drive to deliver compassionate guidance to our customers when they need it most. It’s our privilege to help our customers navigate some of the most difficult challenges life can bring. Our commitment to this culture is demonstrated through a unique combination of people, services and processes. It sets us apart as a carrier that truly cares about its customers and their well-being.
Benefits Beyond Insurance
At The Hartford, we understand the emotional and practical difficulties that come with loss. That's why we offer a suite of services designed to provide comprehensive support during difficult times.1
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Life Form Series includes GBD-1000 A (10/08), GBD-1100 (10/08), or state equivalent.
1 Services are offered through vendors which are not affiliated with The Hartford and these services are not insurance. The Hartford is not responsible and assumes no liability for the goods and services described in this material and reserves the right to discontinue any of these services at any time. Services may vary and may not be available in all states. Visit https://www.thehartford.com/employee-benefits/beyond-insurance for more information.
Life Form Series includes GBD-1000 A (10/08), GBD-1100 (10/08), or state equivalent.
1 Services are offered through vendors which are not affiliated with The Hartford and these services are not insurance. The Hartford is not responsible and assumes no liability for the goods and services described in this material and reserves the right to discontinue any of these services at any time. Services may vary and may not be available in all states. Visit https://www.thehartford.com/employee-benefits/beyond-insurance for more information.
The Hartford Insurance Group, Inc., (NYSE: HIG) operates through its subsidiaries, including underwriting company Hartford Life and Accident Insurance Company, under the brand name, The Hartford,® and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford’s legal notice at https://www.thehartford.com. All benefits are subject to the terms and conditions of the policy. Policies underwritten by the underwriting company listed above detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued.