AARP Car Insurance in Alaska

Car insurance Alaska
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You could save over $600** when you bundle auto and home.

Protect Yourself and Your Vehicle With Auto Insurance in Alaska

From Mendenhall Glacier to Kenai Fjords National Park, there is so much natural beauty to experience in Alaska. While you’re out driving along the scenic highways and byways, you’ll need to be protected on the road. Drivers face many challenges while traveling throughout Alaska, like severe weather and hazardous road conditions. In fact, the Alaska Highway Safety office reports about 12,000 car accidents annually.2 That’s why it’s important to have the right auto insurance.
 
If you’re looking for car insurance in Alaska, The Hartford can help. Since 1984, the AARP® Auto Insurance Program from The Hartford1 has been protecting experienced drivers and their families. With a wide range of coverage options from liability insurance to comprehensive coverage, The Hartford can help give you the peace of mind you deserve while driving. Call 888-546-9099 or get an Alaska auto insurance quote online today to learn more.
 

Alaska Auto Insurance

Drivers are legally required to have car insurance in Alaska.3 The minimum required amounts for auto insurance in Alaska are:
 

Additional Coverages for Alaska Auto Insurance

How much car insurance do you need? Honestly, the answer varies from person to person. In general, getting more than just the minimum coverages required by the state gives you extra protection. Some additional coverages you may consider adding to your policy are:
 

How Much Does Car Insurance in Alaska Cost?

Wondering how much car insurance costs? The average cost of car insurance in Alaska is $1,946 per year or $162 per month.4 However, it’s important to remember that car insurance rates are unique to each driver, so you may pay a different amount than the average. Some factors that can affect your car insurance cost include:
 
  • Type of vehicle
  • Average miles driven in a year
  • Deductible
  • Coverage limits
  • Driver history

Discounts To Help You Save on Your Auto Insurance in Alaska

If you’re looking for the cheapest car insurance, you’ll want to take advantage of discounts. At The Hartford, we believe in rewarding customers, that’s why we offer several car insurance discounts through the AARP Auto Insurance Program from The Hartford to help you save money. Discounts you may be eligible for include:
 

Bundle Insurance Savings

When you bundle insurance, you can save on both policies. In fact, when you bundle your car and home insurance with The Hartford, you could save up to 12% on your auto insurance and up to 20% on your homeowners, renters or condo insurance.** The Hartford offers the following bundles to help you save:
 

Paid-in-Full Discount

If you pay your premium in full instead of monthly, you can receive a discount on your insurance.
 

Drive Safe and Save

Get rewarded for safe driving through The Hartford’s TrueLane Program.‡‡ You’ll save up to 12% today just for participating. Then, you could also get a renewal discount of up to 25%, depending on your driving habits.
 

Safe Driver Training Discounts

If you have drivers on your policy who are under 21, like teen drivers, you can save on your insurance if they take an approved driver training course.
 

Defensive Driver Course

Completing an approved defensive driver course can get you a discount on your car insurance premium for the next three years. Just send your certificate to The Hartford to receive the credit on your premium.
 

Get a Fast and Free Quote for Alaska Car Insurance From The Hartford

You have many choices when it comes to car insurance companies, but not all of them are the same. The Hartford offers the only auto insurance program endorsed by AARP. For over 35 years, the AARP Auto Insurance Program from The Hartford has been giving drivers the protection they need to have peace of mind on the road. With our flexible coverages and high ratings for customer and claims service, you can count on The Hartford to be there when you need us most.
 
The Hartford makes it fast and easy to get car insurance quotes online. To get started, just put in your zip code. If you prefer to get a quote over the phone, you can call The Hartford’s representatives at 888-546-9099. They can help get you the coverage you need and answer any questions you may have.

FAQs About Alaska Auto Insurance

In Alaska, teenagers as young as 14 may drive with supervision on a learner's permit. While the age at which a teen driver can get a permit in the state is unusually low, Alaska does follow a graduated licensing program to help teens ease into driving. This helps give them the time and practice they need to become safe drivers.
Yes. Alaska is among several states that accepts electronic proof of car insurance. And with The Hartford mobile app, you can store your car insurance ID cards right on your phone. For more information, visit the Google Play™ or App Store.™
 
 
Last Updated: August 7, 2024
 
2 Alaska Highway Safety Office, “Motor Vehicle Crash Data”
 
3 Alaska Division of Insurance, “Auto Coverage Options”
 
4 Bankrate, “Average cost of car insurance in Alaska in 2024”
** Average savings amounts based on information reported by customers who switched to The Hartford from other carriers between 9/1/22 and 8/31/23. Your savings may vary. Average auto insurance savings is $577 and average home insurance savings is $236. Rate differences for AARP members and non-members vary by state and AARP membership tenure. Auto/Home discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance program from The Hartford. The Hartford does not write new business in all areas, including the states of CA and FL.
 
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
 
§§ Terms and conditions apply.
 
Terms and conditions apply. Accident Forgiveness and the Disappearing Deductible are not available to CA policyholders.
 
‡‡ Terms and conditions apply. Availability varies by state.
 
‡‡‡ Based on one car and driver; individual rate/premium/savings will vary based on actual coverage selections and characteristics of vehicle(s)/driver(s).
 
Additional disclosures below.
auto insurance definition

Car Insurance in Plain English

Quick answers and easy-to-understand auto insurance definitions written with you in mind.
 
To learn more, read through our auto insurance definitions page.
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
 
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
 
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MA, by Trumbull Insurance Company; and in PA, by Nutmeg Insurance Company and Twin City Fire Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Nutmeg Insurance Company. Home product is not available in all areas, including the state of FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
 
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.