TrueLane By The Hartford

TrueLane By The Hartford

Meet the Driving Tool That Pays

Save up to 15%^ off your premium when you sign up.

What Is TrueLane by The Hartford?

TrueLane® by The Hartford^ is a mobile app that recognizes and rewards your safe driving habits. The TrueLane app provides tips to maximize your savings at renewal based on your safe driving behaviors, while making our roads safer for everyone. It’s important to remember that riskier driving habits may result in a higher premium.
 
Participation is easy. Download and register on the TrueLane app to be eligible for a discount of up to15%.^ Based on how well you drive, you could earn a discount of up to 40% when you renew.
 

How It Works

  1. Get a quote and sign up: Purchase a policy that is enrolled in TrueLane within 60 days from your initial policy effective date and receive up to a 15%^  discount.
  2. Download the TrueLane app: You’ll receive a text with the link to install the free app, or you can download it from the Apple App Store or Google Play Store.
  3. Complete the activation process: Register the app by filling in your information and enabling a few permissions, then take your first drive.
  4. Enjoy the ride: Remember to take your smartphone with you each time you drive. The TrueLane app runs automatically in the background to help you stay focused on driving.
  5. Renew: You can save up to 40% when you renew based on the safe driving habits you demonstrate. Remember, riskier driving habits can result in a higher premium.

Features of the TrueLane App

Trips: Get details about your trips including how well you scored on each.
Score: Quickly see how safe you’ve been driving lately. The higher your score, the more you can save when you renew.
Driving Tips: Get personalized tips and insights to improve your score. Higher scores can lead to bigger discounts and safer driving habits.
Dashboard: Use the dashboard to get a snapshot of your driving performance and easily navigate to other areas within the app.

Tips To Maximize Your Car Insurance Discount

Save Money for Safe Driving With TrueLane
Improve your score and increase the amount you can save by following these helpful tips:
 
  • Minimize phone usage while driving
  • Turn safely and slowly
  • Accelerate gently
  • Brake gradually by giving yourself enough time to slow down
  • Follow speed limits

Frequently Asked Questions About TrueLane

To sign up for discounts from the TrueLane program, you must:
 
  • Be a licensed driver listed on The Hartford’s auto insurance policy.
  • Have a valid email address.
  • Have a compatible smartphone with sufficient coverage, permission services and a data plan.
  • Agree to receive text messages about the TrueLane program.
Though not everyone on your policy needs to sign up, more enrolled drivers gives you a better chance to get a bigger discount.
You can save up to 15%^ for participating and up to 40% when you renew. The renewal discount is based on your driving habits, which means riskier behaviors can result in a higher premium.
Data is collected from your phone related to braking, speeding and phone distraction events.
 

Learn More About Auto Insurance From The Hartford

At The Hartford, we think experienced drivers deserve to save money for making the roads safer for everyone. We’ll help you get the discounts you’re eligible for, like up to a 15%^ discount just for signing up and using the TrueLane app. If you’d like to see how much you can save with TrueLane, start by entering your zip code below to get a car insurance quote online or call us at 888-870-2781.
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Discover discounts and benefits with the AARP Auto Insurance Program from The Hartford.
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Last Updated: November 8, 2024
 
^ Not available in all states, terms and conditions apply.
† Average savings amounts are derived from 6-month policy terms and based on information reported by customers who switched to The Hartford's newest rate plan between 9/1/22 and 8/31/23. This data is also used to determine the number/percentage of individuals who saved money when they switched. Your savings may vary. Rate differences for AARP members and non-members vary by state and AARP membership tenure.
Additional disclosures below.
AARP® Auto Insurance
Quick Links
FAQs
For AARP® Members
Additional Resources
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
 
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
 
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MA, by Trumbull Insurance Company; and in PA, by Nutmeg Insurance Company and Twin City Fire Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Nutmeg Insurance Company. Home product is not available in all areas, including the state of FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
 
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.
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