Employee Benefits for Businesses With Fewer Than 500 Employees
We support growing businesses and their employees with comprehensive benefit packages, efficient enrollment solutions and best-in-class claims experience.
Why Choose The Hartford?
You have unique challenges as a business owner. We created benefits and services that best fit the needs of businesses with fewer than 500 lives.
Our service teams will give you the same experience as our larger customers - from single-touch resolution of inquiries to claims handling.
Enrollment administration is quick and easy with Express Enrollment. And connecting your payroll and HR benefits platform is streamlined with our 160+ partner connections.
Industry-Leading Products
Your employees want benefits and services that are affordable and flexible. Having a suite of innovative options for your employees can also help draw the best people to your company. In fact, 69% of successful small business owners say that having a better pool of qualified talent is a major contributor to their success.2
You can bundle our benefits options in a variety of employer or employee-paid combinations to best fit your needs. Flexible insurance options include:
- Life Insurance
- Long-term Disability Insurance
- Short-term Disability Insurance
- Hospital Indemnity Insurance
- Accident Insurance
- Critical Illness Insurance*
- DisabilityFLEX® – a customizable, voluntary disability product
- Business Travel Accident (BTA)
Benefits Beyond Insurance
We care about the well-being of your employees. Our suite of services can help support your employees and their loved ones through various life situations at no extra charge.3
- Funeral Planning and Concierge Services
- Beneficiary Assist® Counseling Services
- Ability Assist® Counseling Services
- EstateGuidance® Will Preparation Services
- Travel Assistance
- ID Theft Protection Services
- HealthChampionSM
Simplify Compliance and Administration
As a leader in absence management, The Hartford’s Ability AdvantageTM platform provides real-time insights and a comprehensive overview of leave status, payments, job protection eligibility, return-to-work dates and integrated reporting. The system seamlessly integrates with your payroll and other HR systems, streamlining administration, billing and policy access for all managed absences within the program.
- Leave management and disability
- ADA
- Paid family and medical leave and statutory disability
- Workers' compensation
Online Enrollment and Electronic Personal Health Application (ePHA)
Enrollment administration is quick and easy with our online solution, including:
- Express enrollment through BenSelect
- A seamless and convenient Evidence of Insurability (EOI) submission process for employees
Market-Leading Insights
We’re committed to going beyond the policy to help small to midsized business owners achieve their goals. Our robust library of insightful materials can help you stay informed of industry trends.
Workforce Safety and Absence Management Service
Our Workforce Safety, Workers' Compensation and Absence Management services are available with all coverage options and can help small businesses like yours control operational losses by:
- Identifying and evaluating workplace and workforce issues
- Developing plans to control operational losses
- Providing guidance for improving operations and efficiencies
Connect With The Hartford
You can attract and retain a talented team for your small to midsized business by offering important benefits that provide peace of mind. With solutions for income protection, life insurance and supplemental health benefits, we can help enhance your employees’ lives. Speak with your dedicated sales representative to learn more today.
5759x NS 3/25
* Not available in New York.
* Critical Illness is referred to as “Specified Disease” in New York.
1 Supplemental Health products (Accident, Critical Illness and Hospital Indemnity) are independent and do not coordinate with any other health coverage.
2 The Hartford’s 2021 Small Business Research Community Survey.
2 The Hartford’s 2021 Small Business Research Community Survey.
3 Services are offered through vendors which are not affiliated with The Hartford and these services are not insurance. The Hartford is not responsible and assumes no liability for the goods and services described in this material and reserves the right to discontinue any of these services at any time. Services may vary and may not be available in all states. Visit https://www.thehartford.com/employee-benefits/beyond-insurance for more information.
Accident Form Series includes GBD-1000, GBD-1300, or state equivalent. Critical Illness Form Series includes GBD-2600, GBD-2700, or state equivalent. Disability Form Series includes GBD-1000, GBD-1200, or state equivalent. Life Form Series includes GBD-1000, GBD-1100, or state equivalent. Hospital Income Form Series includes GBD-2800, GBD-2900, or state equivalent.
The Hartford Insurance Group, Inc., (NYSE: HIG) operates through its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company, under the brand name, The Hartford,® and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford’s legal notice at https://www.thehartford.com. All benefits are subject to the terms and conditions of the policy. Policies underwritten by the underwriting company listed above detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued.