200+
Years Proudly Serving Our Customers
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Digital Small Business Insurer by Keynova***
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Get a Quote for Business Insurance
Business insurance, also known as commercial insurance, helps protect business owners from unexpected losses. Whether you’re running a small startup or managing an established company, commercial business insurance plays a crucial role in safeguarding your assets and employees. It also provides essential protection against unexpected claims that could disrupt your operations.
For the last 50 years, we’ve helped countless companies get the right coverages, keeping their employees safe and protecting their businesses with insurance that has earned a 4.8 star claims rating from more than 18,000 satisfied customers.*
Explore our business insurance coverage options using the quiz above, or get a quote today and find out how we can protect your business.
Choose the Best Types of Business Insurance
General liability coverage helps protect your business and its assets in the event of a lawsuit for things like negligence, bodily injury, property damage, libel and slander.
Who it’s for: Businesses that work directly with customers or customers’ property, and any businesses who advertise.
Most state laws require you to carry this insurance to help compensate employees for expenses associated with work-related injuries or illnesses, like medical bills, rehabilitation and lost wages.
Who it’s for: Businesses with any part- or full-time employees.
Professional liability insurance helps protect you and your company if you’re found negligent in the professional services you provided to a client, even if you didn’t make a mistake.
Who it’s for: Businesses that provide professional services or advice to clients or customers.
Business property insurance, also called commercial property insurance, helps protect your owned or rented building, tools and the equipment you use to operate your business.
Who it’s for: Businesses with property or assets.
Commercial auto insurance helps cover the cost of an auto accident if you or your employee is at fault. If you or your employees drive a vehicle for business reasons, having the right commercial vehicle insurance is important.
Who it’s for: Businesses that use any company-owned, leased or personal vehicles for work.
Data breach insurance, also known as cyber insurance, helps cover liability expenses from technology-related risks such as a data breach or cyberattack. If you collect, store, send or receive customer information, it’s important to protect your business against cyber risks.
Who it’s for: Businesses that collect, store or send any sensitive customer data.
Popular Professions We Cover
More Industries We Insure
Wondering if we cover your business? Search our list of business insurance by industry.
Learn More About Insurance for Business
Watch this video for more information about business insurance coverage options.
The Hartford Business Insurance: Trusted Experience
Many insurance companies offer the same coverage. That’s why it’s important to find an insurer that truly understands your needs. We’re honored to be a trusted insurance company for small business owners and businesses of all sizes.
Coverage You Can Trust
For more than 200 years, we've helped over 1 million businesses just like yours.
A World's Most Ethical Companies® Honoree
Ethisphere recognized us as one of the World’s Most Ethical Companies® 16 times.16
Whether you have questions about insurance options or need help with a claim, we’re here to help. Get a business insurance quote today.
More Answers to Frequently Asked Business Insurance Questions
Customer Reviews From Business Owners Like You
“The adjuster explained the process and even went into explaining benefits of the insurance I wasn't aware of.”
Joseph from Texas
Joseph from Texas
“Very easy to deal with and submit the claim. Communications were very good.”
Lawrence from Pennsylvania
Lawrence from Pennsylvania
“Our claims consultant … really made [the] process easy in what could have been a very bad time.”
David from Massachusetts
David from Massachusetts
“[It was] easy to reach our representative. She guided me every step of the way.”
Sandy from Nevada
Sandy from Nevada
“[They are] always supportive and helpful. Knowledgeable and resourceful.”
Elisa from California
Elisa from California
“Excellent customer service from start to finish.”
Stacy from North Carolina
Stacy from North Carolina
Read Business Claim Reviews (by product)
Workers' Compensation Insurance
General Liability Insurance
Last Updated: April 8, 2025
*** Based on a 2023 study by Keynova.
** Costs, premiums, and coverages mentioned are estimates and are not guaranteed. Actual cost, premium, and coverage are determined at the time of quote or issue and are specific to an individual risk. Premiums are based on information provided to The Hartford, including, but not limited to, underwriting and rating criteria. All examples included on this website or in an advertisement are intended for informational purposes only and are not an offer or a guarantee of premium or coverage. Coverage and products described are subject to the terms and conditions found in the policy contract. Any educational information provided about available coverages does not modify the policy language or imply that any claim is covered. Products are not available in all states or for all businesses.
2 What you pay for professional liability insurance will vary by product, limits chosen and risk class or hazard group associated with your business.
16 “World’s Most Ethical Companies” and “Ethisphere” names and marks are registered trademarks of Ethisphere LLC.
Additional disclosures below.