Physician Assistant Insurance

Physician Assistant Insurance

Specialized Physician Assistant Insurance

You’re passionate about health and taking care of your patients. It’s why you have a team of nurses and physician assistants (PAs) who provide the best treatments. It’s important to get the right insurance coverage to help protect your health care professionals and your entire practice.
 
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Physician Assistant Insurance

Why Do You Need Physician Assistant Insurance?

We know PAs have a critical role in your practice. While they help provide top-notch patient care, even the most skilled professionals face risks. Physician assistant insurance is made up of different types of business insurance and can help provide coverage for the PAs, nurses and staff in your medical office.
physician assistant liability insurance

Who May Need Physician Assistant Insurance?

It’s a good idea to carry physician assistant liability insurance coverages if your practice or clinic employs PAs, including:
 
  • Licensed physician assistants
  • Physician assistant students
  • Freelance or temporary physician assistants
pa liability insurance

What Type of Insurance Do I Need as a Physician Assistant?

A physician assistant can benefit from the same types of insurance many health care professionals need. Most health offices have a Business Owner’s Policy (BOP). It helps protect your practice from common claims that can happen during everyday work.
A BOP combines three essential types of coverage into a single policy: 
 
  • General liability insurance helps protect you from claims that you or your staff caused bodily injury or property damage to someone else.
  • Commercial property insurance helps protect the owned or rented tools that your practice uses. This can include stethoscopes, otoscopes, reflex hammers and first aid supplies.
  • Business income insurance helps replace your lost income if you can’t operate your office because of covered property damage.

How Much Does Physician Assistant Insurance Cost?

The cost of physician assistant insurance varies because every business owner has unique needs. Here are the average costs customers of The Hartford pay for a few common types of insurance:**
 
  • BOP: $1,687 a year, or about $141 a month
  • Standalone general liability insurance: $810 a year, or about $68 a month
  • Workers’ compensation insurance: $1,032 a year, or about $86 a month
Remember, your cost for business insurance and other types of coverage may be different than the average. Since every business owner has unique needs and insurance companies use different factors to determine rates, your cost will be specific to your business. The best way to find out how much your insurance will cost is to get a quote.
professional liability insurance for physician assistants

Here for You 24/7

We know health care professionals like you are busy. So, we’ve made it easy for you to get your proof of insurance online whenever you need it.

Covering Your Operations

We know being a health care professional is rewarding, but it also has risks. With the right type of insurance coverage, you’ll be better prepared to handle problems your practice may face.
Interruptions or downtime costs the health care industry an average of $636,000 an hour.3
Business Income Insurance for Physician Assistants

Business Income Insurance

“Someone broke into our clinic, stole our computers and broke our exam tables. We couldn’t see patients for a few weeks while we waited for new equipment.”
 
Business income insurance can help replace lost wages if you can’t operate your medical office because of theft. This coverage can help pay ongoing operational costs, such as payroll and utilities.
General Liability Insurance for Physician Assistants

General Liability Insurance

“A patient was in the waiting room when they slipped and fell on a wet floor. They sued our practice to pay for their medical bills.”
 
General liability insurance helps cover claims that you hurt someone else. It can help cover medical bills or your legal fees if you get sued.

Taking Care of Your Team

From your office staff to your physician assistants, your employees are important to the success of your practice. If they get hurt or sick from their job, they may have to miss work. Workers’ compensation can help protect your team on the job.
1 in 3 health care professionals are sued at least once in their career.4
Professional Liability Insurance for Physician Assistants

Professional Liability Insurance

“A patient came in with discomfort in their stomach. I treated it based on the doctor’s diagnosis, but the patient claimed I only made things feel worse. They ended up suing me and one of our PAs for a misdiagnosis.”
 
Professional liability insurance for physician assistants and health care professionals can help protect against lawsuits claiming there was a mistake or negligence in the professional services given. This coverage is also known as malpractice insurance.
Workers’ Compensation Insurance for Physician Assistants

Workers’ Compensation Insurance

“One of our medical assistants slipped on a floor that had just been mopped and broke her wrist. She needed immediate medical attention and several weeks of recovery time.”
 
Workers’ compensation insurance provides benefits to help cover medical expenses and lost wages from work-related injuries or illnesses. With The Hartford, your employees also have access to a network of over 1 million providers and 65,000 pharmacies.

Protecting Your Property

The tools and supplies your medical office uses are essential. Get the right coverage to help protect your property, so you can focus on patient care.
In 2023, there was an average of nearly two data breaches a day where 500 or more records were stolen.5
Lost Records Insurance for Physician Assistants

Lost Records Insurance

“When we did a routine backup of patient files, we somehow lost a large portion of our medical records.”
 
We offer lost records insurance coverage to help cover the cost to replace or restore valuable records and documents that have been destroyed or lost. 
Commercial auto insurance for physician assistants

Commercial Auto Insurance

“My employee was driving to pick up supplies for our clinic when he rear-ended another car. He was fine, but our van had to be towed away.”
 
Commercial auto insurance can help protect your business on the road when a company-owned vehicle is used for work.

Physician Assistant Insurance You Can Count On

We understand the risks you face working in health care. That’s why we designed our coverage to fit your specific needs. Knowing that you’re protected from everyday challenges, your physician assistants can better focus on patient outcomes. Whether you need help with a claim or have questions about physician assistant insurance or other types of coverage, we’re here for you.
 
Find out more about other health care professions we insure.
 
  • Insurance for Dentists
  • Insurance for the Health Care Industry
  • Medical Business Insurance
  • Insurance for Pharmaceutical Companies

Frequently Asked Questions About Physician Assistant Insurance

Physician assistant insurance coverage is made up of different types of business insurance that help protect your PAs and staff in your practice. You can get several coverages to help cover different claims. For example, general liability insurance can help cover claims that your practice caused bodily injury or property damage. And you can get commercial property insurance to help protect the tools and equipment used in your practice.
You need certain types of insurance to help protect your business and employees, such as physician assistants. Without coverage, you’d have to pay out of pocket for claims, which can get expensive. Remember, physician assistant insurance is coverage to help protect your PAs. You’ll likely need other types of insurance to protect your medical office.
We make it easy to get a quote for free for physician assistant insurance online. In just a few minutes, you can find insurance specific to the needs of your practice.
Physician Assistant Insurance Quote

Physician Assistant Insurance You Can Depend On

Get the protection you need to help keep your career and practice healthy.
 
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Last Updated: April 10, 2025
** Costs, premiums, and coverages mentioned are estimates and are not guaranteed. Actual cost, premium, and coverage are determined at the time of quote or issue and are specific to an individual risk. Premiums are based on information provided to The Hartford, including, but not limited to, underwriting and rating criteria. All examples included on this website or in an advertisement are intended for informational purposes only and are not an offer or a guarantee of premium or coverage. Coverage and products described are subject to the terms and conditions found in the policy contract. Any educational information provided about available coverages does not modify the policy language or imply that any claim is covered. Products are not available in all states or for all businesses.
3 Solarwinds Pingdom, “Average Cost of Downtime Per Industry”
 
4 National Library of Medicine, “Medical Malpractice”
 
5 HIPAA Journal, “Health Care Data Breach Statistics”
This page outlines in general terms the coverages that may be afforded under a policy from The Hartford. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail.
 
All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Insurance Group, Inc. In Arizona, California, New Hampshire, Texas, and Washington by Hartford Fire Insurance Company, Hartford Casualty Insurance Company, Hartford Accident & Indemnity Company, Hartford Underwriters Insurance Company, Twin City Fire Insurance Company, Pacific Insurance Company, Limited, Sentinel Insurance Company, LTD (CA license #8701), Hartford Lloyd's Insurance Company, Hartford Insurance Company of Illinois, Hartford Insurance Company of the Midwest, Trumbull Insurance Company, Hartford Insurance Company of the Southeast, and Property & Casualty Insurance Company of Hartford and its property and casualty insurance company affiliates, One Hartford Plaza, Hartford, CT 06155.
 
Additional disclosures below.
The Hartford shall not be liable for any damages in connection with the use of any information provided on this page. Please consult with your insurance agent/broker or insurance company to determine specific coverage needs as this information is intended to be educational in nature.
 
The information contained on this page should not be construed as specific legal, HR, financial, or insurance advice and is not a guarantee of coverage. In the event of a loss or claim, coverage determinations will be subject to the policy language, and any potential claim payment will be determined following a claim investigation.
 
Certain coverages vary by state and may not be available to all businesses. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Insurance Group, Inc. listed in the Legal Notice.
 
The Hartford Insurance Group, Inc., (NYSE: HIG) operates through its subsidiaries under the brand name, The Hartford, and is headquartered in Hartford, CT. For additional details, please read The Hartford’s Legal Notice.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.
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