Specialized Insurance Solutions That Evolve With the Real Estate Industry

We know real estate management businesses face unique risks that are constantly changing. From preparing for potential catastrophes to addressing new laws and regulations, there’s a lot that you need to protect your business from.

That’s why we have a dedicated team of real estate industry experts that can help you overcome challenges. Our team includes:

Underwriters
Risk engineering consultants
Claims specialists

Who We Serve

We can help protect a variety of real estate management companies, including:

Commercial Property Owners Non-Residential
Commercial Property Managers
Real Estate Investment Trusts (REITs)
Triple Net Lease Properties
Office Class A/B
Light Industrial Facilities
Mixed-Use Properties
Real Estate Agents & Managers
Commercial/Residential Condo Associations

Are You a Smaller Firm?

Smaller real estate firms typically require specialized insurance coverage.

Learn About Insurance Needs

Customizable Insurance Solutions to Help Protect Real Estate Management Businesses

We offer comprehensive coverage offerings that your agent or broker can customize to meet the specific needs of your real estate management business.

Our broad coverages include:

General Liability Choice^® to help protect against claims that your real estate business caused bodily injury and property damage. Our policy also helps meet contractual needs for additional insureds, waiver of subrogation, plus primary and non-contributory coverage. For businesses with more complex risks, our dedicated Complex Liability group can help create a policy for high hazards.

Property insurance to help protect your real estate business’ buildings, facilities and business equipment. Depending on the size of your business, we offer two types of property insurance:

Property Choice^® for mid-size businesses helps protect your real estate business’ buildings, facilities and business equipment. Property Choice includes valuable Coverage Extensions such as:

Newly Acquired Property
Utility Services Interruption
Ordinance or Law
Green Coverage – Cost to Upgrade
Debris Removal
Preservation and Protection of Property
Outdoor Trees Shrubs, Plants, Lawns, or Sod

Our Property Elite form services customers that need larger limits or have more complex risks. We provide coverage solutions for excess property, quota share, assumed reinsurance and manuscript forms.

Umbrella and excess liability, which gives your real estate business worldwide coverage and limits up to $25 million.

We also offer specialized coverages that can give your real estate business more protection, such as:

Builder’s risk to protect contractors and owners from unique risks on both new projects and renovations.
Pollution legal liability designed especially for those who own, lease, operate, manage or develop real estate property.
Cyber liability insurance to help your business prepare for, respond to and recover from a cyberattack.
Management liability insurance to help protect against liability risks that your leaders face.

Real Estate Agent and Broker Resources

From success stories to our appetite guide, see our real estate agents and brokers resources.

Identifying Risks Before They’re a Problem for the Real Estate Industry

Our risk engineering team can help find and fix issues before they become a problem for your real estate business. Our specialists use a variety of resources to help make your business safer, including:

Property risk engineering surveys
Slip, trip and fall assessments and risk management evaluations
Water damage risk assessments, including consultative services to develop a water damage prevention plan
Automatic sprinkler system and water supply evaluations
Roof inspections and maintenance program reviews
Electrical prevention maintenance reviews and evaluations

Exceptional Claims Service Dedicated to Real Estate

Our specialized claims team provides:

Dedicated liability claims specialists who have an average of 20+ years of experience
Effective and seamless coordination
An escalation process matching higher level expertise with claim complexity
Actionable data and intel
In-house legal staff with deep jurisdictional knowledge and expertise
Certified public accountants to support business interruption claims

Unique Offerings for Larger Real Estate Businesses

Track Risk. Explore Opportunities. (TREO)^SM

Our risk management information system is designed to simplify claims management and help lower loss costs.

ClaimPlus Team^®

A team of professionals who work with each client’s operations and risk exposures.

Specialized Support

We make it our business to figure out how to best support our customers, which means fully understanding your needs and risks. You can work with your agent or broker to create a customized insurance policy with specialized coverage for your real estate business.

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