Land Surveyor Insurance

land surveyor insurance

Map Confidently with Land Surveyor Insurance

Your business is built on attention to detail, but even the most careful survey operation faces risks. Whether you’re measuring property boundaries or establishing a construction site layout, land surveyor insurance helps protect your business so you can focus on delivering accurate results.
 
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land surveyor insurance

Why Do You Need Land Surveyor Insurance?

Land surveyors’ insurance is a collection of business insurance coverages designed to help protect you from challenges on the job, like property damage or client disputes. The right coverage can help safeguard your reputation and minimize financial setbacks. If you don’t have insurance coverage, you may have to pay out of pocket for costly claims.
 
At The Hartford, we’d be proud to partner with you to help protect your land surveying business - so you can focus on your clients.
surveyors insurance

Who May Need Land Surveyor Insurance?

The Hartford’s insurance solutions can help protect many types of businesses in the real estate industry, including:
 
  • Independent land surveyors
  • Surveying firms
  • Contractors and consultants
insurance for surveyors

What Type of Insurance Do I Need for a Land Surveyor Business?

Many land surveyors have a Business Owner's Policy (BOP), which can help protect you from claims of bodily injury or property damage.
A BOP combines three essential types of coverage into a single policy:
 
  • General liability insurance helps protect you from claims that your land surveying business caused bodily injury or property damage to someone else.
  • Commercial property insurance helps protect your owned or rented building, as well as tools and equipment that you use to operate your land surveying company, including:
    • Total stations
    • GPS receivers
    • Levels
    • Tape measures
    • Measuring wheels
    • Theodolites
    • Laser scanners
    • Tripods
  • Business income insurance helps replace your lost income if you can’t operate your land survey business because of property damage from fire, theft or wind.
While a BOP provides a strong foundation for insurance protection, it doesn’t cover every type of claim. You’ll need other types of coverage to protect your business from certain claims, such as:
 
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Help protect your land surveying business with insurance designed to meet your industry’s needs.
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How Much Does Land Surveyor Insurance Cost?

The cost of insurance for land surveyors varies because each business is different and has unique coverage needs. Here are the average costs The Hartford’s customers in this industry pay for some common coverages:**
 
  • BOP: $1,687 a year, or about $141 a month
  • Standalone general liability insurance: $810 a year, or about $68 a month
  • Workers’ compensation insurance: $1,032 a year, or about $86 a month
Remember, insurance companies use different factors to determine rates, so your insurance cost may be different from the average. The best way to find out how much land surveyor insurance will cost is to get a quote.
insurance for land surveyors

Proof of Insurance When You Need It

With The Hartford, you can get proof of insurance online whenever you need it.

Covering Your Operations

From weather disruptions to client lawsuits, your land survey business faces different risks each day. With the right coverage, you can have peace of mind knowing you’re better prepared.
Adverse weather conditions delay 45% of construction projects worldwide, costing project owners and contractors billions of dollars in additional expenses and lost revenue annually.2
business income insurance for land surveyor business

Business Income

“A severe windstorm caused significant damage in the area. A tree fell through the roof of our office, and we couldn’t open for over a month.”
 
Business income insurance can help pay for your ongoing business expenses, such as rent, utilities and payroll if you can’t operate because of covered property damage.
general liability insurance for land surveyors

General Liability Insurance

“One of my techs set up a survey tripod at an intersection. A passerby tripped over one of the legs and fell hard. We had to call an ambulance to take him to the hospital.”
 
General liability insurance helps cover claims that your land survey business hurt somebody else. It can help pay for their medical bills or your legal costs if you get sued. 

Taking Care of Your Team

Your team is the backbone of your land surveying business. From navigating rough terrain to managing the technical aspects of the job, they face unique risks. Help protect your employees with the right type of insurance coverage for your industry,
The average business cost for an employee injury requiring medical attention is $40,000 when wage losses, medical costs and administrative expenses are included.3
workers compensation for land surveyors

Workers’ Compensation Insurance

“My GIS analyst twisted her ankle while crossing rocky, uneven ground on a job site. She needed medical care and several weeks off to recover.”
 
Workers’ compensation insurance gives your employees benefits if they get a work-related injury or illness. It can help pay for their medical care and replace their lost wages if they can’t work. With The Hartford, your team has access to a network of over 1 million providers and 65,000 pharmacies.
commercial auto insurance for land surveyors

Commercial Auto Insurance

“One of our surveyors backed into a customer’s car. Luckily no one was hurt, but both vehicles were damaged.”
 
Commercial auto insurance helps protect your land surveying business on the road. It can help cover claims of bodily injury or property damage from an accident while using a company-owned vehicle for work. 

Protecting Your Property

In land surveying, your equipment is critical for accuracy and getting the job done right. Whether it’s your vehicle, GPS system or radio, protecting your tools against theft, damage or accidents is key to avoiding costly delays.
About 28% of stolen property in the U.S. is recovered.4
contractors’ equipment coverage for land surveyors

Contractors’ Equipment Coverage

“While we were doing a topographic survey for a new commercial development, our entire station and GPS equipment was stolen.”
 
Contractors’ equipment insurance helps protect your business' property and equipment if it gets lost, stolen or damaged. This coverage can help pay the costs to fix or replace your property.
commercial property insurance for land surveyors

Commercial Property Insurance

“One of our drones malfunctioned and crashed during a survey. It was damaged beyond repair, and we had to replace it ASAP to avoid project delays.”
 
Commercial property insurance helps protect your business' physical assets such as equipment and supplies from loss or damage caused by events like storms, fires or vandalism.

Land Surveyor Insurance You Can Trust

We’re an insurance company backed by more than 200 years of experience, so we understand the unique challenges land surveyors face. From job site risks to protecting your equipment, our insurance coverage can help give you peace of mind.
 
Find out more about other professions we insure.
 

Frequently Asked Questions About Land Surveyor Insurance

Land surveyor insurance is made up of different types of coverages to help protect your business from claims that your company caused bodily injury, illness or property damage. This means that if a client trips over equipment left on a job site and sprains their ankle, general liability insurance coverage can help pay for their medical costs. You can get other types of insurance coverage to help protect your vehicles and equipment used for work too.
Your land surveying business needs insurance because it helps pay for costly claims. For example, without surveyors’ professional indemnity insurance, you might have to pay out of pocket for legal claims if a surveying mistake causes a client to lose money. Keep in mind that certain types of business insurance may also be required by state law, such as workers’ comp coverage.
The best way to get surveyors insurance from The Hartford is to get a quote. We make it fast and easy for you to get a free insurance quote online.
land surveyors insurance

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Get the coverage your business needs to build success.
 
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Last Updated: April 9, 2025
** Costs, premiums, and coverages mentioned are estimates and are not guaranteed. Actual cost, premium, and coverage are determined at the time of quote or issue and are specific to an individual risk. Premiums are based on information provided to The Hartford, including, but not limited to, underwriting and rating criteria. All examples included on this website or in an advertisement are intended for informational purposes only and are not an offer or a guarantee of premium or coverage. Coverage and products described are subject to the terms and conditions found in the policy contract. Any educational information provided about available coverages does not modify the policy language or imply that any claim is covered. Products are not available in all states or for all businesses.
2  MDPI, “Weather-Related Construction Delays in a Changing Climate: A Systematic State-of-the-Art Review”
 
3  National Safety Council (NSC), “Work Injury Costs and Time Lost”
 
4 Statista, Recovery Rate of Stolen Property in the United States in 2023, By Type”
This page outlines in general terms the coverages that may be afforded under a policy from The Hartford. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail.
 
All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Insurance Group, Inc. In Arizona, California, New Hampshire, Texas, and Washington by Hartford Fire Insurance Company, Hartford Casualty Insurance Company, Hartford Accident & Indemnity Company, Hartford Underwriters Insurance Company, Twin City Fire Insurance Company, Pacific Insurance Company, Limited, Sentinel Insurance Company, LTD (CA license #8701), Hartford Lloyd's Insurance Company, Hartford Insurance Company of Illinois, Hartford Insurance Company of the Midwest, Trumbull Insurance Company, Hartford Insurance Company of the Southeast, and Property & Casualty Insurance Company of Hartford and its property and casualty insurance company affiliates, One Hartford Plaza, Hartford, CT 06155.
 
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The Hartford shall not be liable for any damages in connection with the use of any information provided on this page. Please consult with your insurance agent/broker or insurance company to determine specific coverage needs as this information is intended to be educational in nature.
 
The information contained on this page should not be construed as specific legal, HR, financial, or insurance advice and is not a guarantee of coverage. In the event of a loss or claim, coverage determinations will be subject to the policy language, and any potential claim payment will be determined following a claim investigation.
 
Certain coverages vary by state and may not be available to all businesses. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Insurance Group, Inc. listed in the Legal Notice.
 
The Hartford Insurance Group, Inc., (NYSE: HIG) operates through its subsidiaries under the brand name, The Hartford, and is headquartered in Hartford, CT. For additional details, please read The Hartford’s Legal Notice.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.
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