Dietitian Liability Insurance

dietitian liability insurance

Support a Healthy Business With Dietitian Insurance

Every personalized plan, meal guide and consultation is designed to help your clients thrive, but unexpected challenges can disrupt your business. That's why we offer dietitian liability insurance to help protect you from everyday risks.
 
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dietitian liability insurance

Why Do You Need Dietitian Liability Insurance?

We know you're passionate about your business and taking care of your clients, but sometimes, accidents happen. Insurance for nutritionists is a collection of business insurance coverages designed to help protect your business from claims that can often come up during normal operations. Without insurance, you'd have to pay out of pocket for these costly claims that could financially hurt your dietitian business.
 
At The Hartford, we’d be proud to partner with you to help protect your land surveying business - so you can focus on your clients.
dietitian malpractice insurance

Who May Need Dietitian Liability Insurance?

Dietitian liability insurance can help business owners who offer nutritional advice to clients, including:
 
  • Mobile or virtual dietitians
  • Sports nutritionists
  • Registered dietitians
  • Wellness coaches
  • Nutrition consultants
liability insurance for dietitians

What Type of Insurance Do I Need for a Dietetics Business?

Most dietitians start with a Business Owner's Policy (BOP) for their insurance needs. It helps protect businesses from claims of property damage and bodily injury.
A BOP combines three essential types of coverage into a single policy:
 
  • General liability insurance helps protect your dietitian business from claims it caused bodily injury or property damage to others.
  • Commercial property insurance helps protect your owned or rented building, as well as equipment, tools, supplies and inventory you use to operate your dietitian company, including:
    • Scales
    • Blood pressure cuffs
    • Computers
    • Measuring tapes
  • Business income insurance helps replace your income if you can't operate because of property damage caused by fire, theft or wind.
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Whether you have a private practice or work as a consultant, help protect your business with insurance coverage solutions designed to meet the needs of dietitians and nutritionists.
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professional liability insurance for dietitians

Easy Access When You Need It

Need proof of insurance? Access your certificate anytime online.

How Much Does Liability Insurance for Dietitians Cost?

The cost of liability insurance for dietitians varies, but these are the average costs The Hartford’s small business customers in the industry pay for some common types of coverage:**
 
  • BOP: $1,687 a year, or about $141 a month
  • Standalone general liability insurance: $810 a year, or about $68 a month
  • Workers’ compensation insurance: $1,032 a year, or about $86 a month
It's important to remember insurance companies use different factors to determine rates, and each policy is unique to the business owner. The amount you pay for dietitian insurance may be different than the average. The best way to find out how much your insurance cost will be is to get a quote.

Covering Your Operations

Your focus is on helping clients improve their health, but running a dietitian practice means you face risks on the job every day. Whether it’s protection from a sudden work disruption or an unexpected claim, dietitian insurance helps keep your business on track.
The average slip-and-fall settlement is between $10,000 and $50,000.2
general liability insurance for dietitians

General Liability Insurance

“One of my clients slipped on a wet spot in the waiting area of our practice, injured their wrist and needed to go to urgent care.”
 
General liability insurance helps cover claims that your practice hurt somebody else. It can help cover their medical bills and your legal costs if you get sued.
business income insurance for dietitians

Business Income Insurance

“A fire at a neighboring business shut down the entire strip mall for several weeks, including my office. With no place to see clients, I had to cancel all my appointments.”
 
Business income insurance can help you continue paying ongoing expenses like rent and payroll if you can't operate your business temporarily after a covered property loss.

Taking Care of Your Team

Your team plays a vital role in delivering exceptional care and guidance to your clients, and they’re essential to your practice’s success. That's why it's important to protect them with the right type of dietitian insurance.
Workplace injuries cost employers $15 billion a year.3
workers compensation for dietitians

Workers’ Compensation Insurance

“One of my nutritionists hurt her back when moving a heavy box of inventory. She needed a few weeks of physical therapy and time off to recover.”
 
Workers’ compensation insurance gives your team benefits to help them recover from work-related injuries or illnesses. It can help pay their medical bills and replace lost wages. With The Hartford, your employees also have access to a network of over 1 million providers and 65,000 pharmacies.
professional liability insurance for dietitians

Professional Liability Insurance

“A client sued my practice, claiming my meal plan made their condition worse. She accused me of negligence and wanted money for her medical bills.”
 
Professional liability insurance helps protect your business from claims it made a mistake in the professional services given. Professional liability insurance for dietitians is also known as dietitian malpractice insurance.

Protecting Your Property

Your business' property is vital to the success of your dietitian practice. But what would happen if your property got damaged or lost? The right coverage can help protect the equipment and inventory you rely on.
In 2023, an average of 364,571 health care records were breached every day.5
lost records coverage for dietitians

Lost Records Insurance

“A burst pipe flooded our office, destroying crucial client records, including treatment plans and billing details.”
 
Lost records insurance protects your business from the financial impact of losing important physical documents, such as contracts, client records or medical files due to unforeseen events like fires, floods or theft.
commercial auto insurance for dietitians

Commercial Auto Insurance

“One of my dietitians was picking up supplies for the practice when they got into an accident. Thankfully, my employee wasn’t hurt, but the other driver’s car was damaged.”
 
Commercial auto insurance helps protect your business' equipment, furniture and property from loss or damage.

Dietitian Liability Insurance You Can Count On

As an insurance company with more than 200 years of experience, The Hartford understands the unique risks your practice faces. Whether it's protection from client-related claims or data mishaps, we designed our dietitian insurance with businesses like yours in mind.
 
Find out more about other health care professions we insure.
 

Frequently Asked Questions About Dietitian Liability Insurance

Dietitian liability insurance is made up of different coverages that can help protect your practice from various claims. For example, if a client trips on a wet floor in your office, general liability insurance coverage can help pay their medical bills. Depending on your business’ specific needs, you’ll have to get other types of insurance to create a comprehensive plan.
Your dietitian practice needs insurance to help protect you from claims that can often come up during normal operations. Without coverage, you'd have to pay out of pocket for costly claims that could financially hurt your dietitian practice. For small practices, these expenses can be devastating to your business. Additionally, some states may require certain types of insurance, like workers' compensation insurance, if you have employees.
The quickest way to protect your dietitian practice is to get a quote from The Hartford. Our free online quote process makes it fast and easy to find coverage customized to fit your specific needs.
dietitian insurance

Get a Quote for Dietitian Liability Insurance

Get the protection you need to nourish your practice’s success.
 
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Last Updated: April 8, 2025
** Costs, premiums, and coverages mentioned are estimates and are not guaranteed. Actual cost, premium, and coverage are determined at the time of quote or issue and are specific to an individual risk. Premiums are based on information provided to The Hartford, including, but not limited to, underwriting and rating criteria. All examples included on this website or in an advertisement are intended for informational purposes only and are not an offer or a guarantee of premium or coverage. Coverage and products described are subject to the terms and conditions found in the policy contract. Any educational information provided about available coverages does not modify the policy language or imply that any claim is covered. Products are not available in all states or for all businesses.
3 Forbes, “Slip and Fall Lawsuit Guide 2024”
 
4 National Safety Council, “Work Injury Costs and Time Lost”
 
5 HIPAA Journal, "Health Care Data Breach Statistics"
 
This page outlines in general terms the coverages that may be afforded under a policy from The Hartford. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail.
 
All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Insurance Group, Inc. In Arizona, California, New Hampshire, Texas, and Washington by Hartford Fire Insurance Company, Hartford Casualty Insurance Company, Hartford Accident & Indemnity Company, Hartford Underwriters Insurance Company, Twin City Fire Insurance Company, Pacific Insurance Company, Limited, Sentinel Insurance Company, LTD (CA license #8701), Hartford Lloyd's Insurance Company, Hartford Insurance Company of Illinois, Hartford Insurance Company of the Midwest, Trumbull Insurance Company, Hartford Insurance Company of the Southeast, and Property & Casualty Insurance Company of Hartford and its property and casualty insurance company affiliates, One Hartford Plaza, Hartford, CT 06155.
 
Additional disclosures below.
The Hartford shall not be liable for any damages in connection with the use of any information provided on this page. Please consult with your insurance agent/broker or insurance company to determine specific coverage needs as this information is intended to be educational in nature.
 
The information contained on this page should not be construed as specific legal, HR, financial, or insurance advice and is not a guarantee of coverage. In the event of a loss or claim, coverage determinations will be subject to the policy language, and any potential claim payment will be determined following a claim investigation.
 
Certain coverages vary by state and may not be available to all businesses. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Insurance Group, Inc. listed in the Legal Notice.
 
The Hartford Insurance Group, Inc., (NYSE: HIG) operates through its subsidiaries under the brand name, The Hartford, and is headquartered in Hartford, CT. For additional details, please read The Hartford’s Legal Notice.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.
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