What Is AARP® and How Does It Relate to The Hartford?

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Discover discounts and benefits with the AARP Auto Insurance Program from The Hartford.
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driver in red car protected by knowing what is AARPAARP is an organization that provides membership benefits, discounts and resources targeted for people aged 50 and over. But did you know that The Hartford offers the only national auto and home insurance program endorsed by AARP?
 
For 40 years, the AARP® Auto and Home Insurance Program from The Hartford1 has offered customizable insurance products and exclusive AARP member benefits.
 

What Is AARP?

AARP is a nonprofit, nonpartisan organization dedicated to empowering people, especially those over the age of 50. For example, AARP provides aging resources and advocacy on important issues like Social Security. 
 
AARP members, 38 million and counting, can also take advantage of the AARP Auto Insurance Program from The Hartford. Because The Hartford offers insurance just for AARP members aged 50 or older, we can provide a tailored, more customized experience to meet the needs and wants of experienced drivers. To learn more, call The Hartford at 888-546-9099.
 

How Does AARP Membership Work?

With an annual membership fee of just $20, AARP offers Americans age 50 and older access to a wide range of perks. One of these benefits for AARP members is car insurance through The Hartford. In fact, members who switch to The Hartford could save an average of $577† on their car insurance alone.
 
Members can also take advantage of AARP discounts on things like dining, real estate  and travel-related services and health insurance. AARP even offers educational and learning resources, with the goal that people can choose how they live as they age, independently and confidently.
 

What’s the AARP Signup Process?

While AARP is known for serving people age 50 or older, adults of any age can join. However, to be eligible for the AARP Auto and Home Insurance Program from The Hartford, you have to be at least 50 years old.
 
When you get a policy with The Hartford, we’ll help sign you up for AARP. Or, to become a member on your own, visit the AARP website directly.

Frequently Asked Questions About AARP

By joining AARP, you get access to exclusive benefits and savings, including the Auto and Home Insurance Program from The Hartford. In addition to insurance products through The Hartford, AARP members can also take advantage of discounts on dining, travel or health care options, to name a few examples.
No, you’ll have to pay an annual membership fee of $20 per year to join AARP.
While AARP has historically catered to seniors, adults of any age can join. However, to be eligible for the AARP Auto and Home Insurance Program from The Hartford, you must be a member of AARP and age 50 or older.
 

What Does AARP Do?

AARP offers a wide range of member-only perks, including discounts on dining, travel, real estate services, health insurance and educational resources, some of which are centered around aging independently. The Hartford also offers auto and home insurance just for AARP members, providing exclusive benefits and savings.
 

Access Discounts and Benefits With Your AARP Membership

For 40 years, The Hartford has helped protect AARP members through the AARP Auto and Home Insurance Program from The Hartford. To start taking advantage of exclusive benefits for AARP members, get an auto or home insurance quote from The Hartford today!
 
 
Last Updated: January 27, 2025
** Average savings amounts based on information reported by customers who switched to The Hartford from other carriers between 9/1/22 and 8/31/23. Your savings may vary. Average auto insurance savings is $577 and average home insurance savings is $236. Rate differences for AARP members and non-members vary by state and AARP membership tenure. Auto/Home discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance program from The Hartford. The Hartford does not write new business in all areas, including the states of CA and FL.
 
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
 
§§ Terms and conditions apply.
 
‡ Terms and conditions apply. Accident Forgiveness and the Disappearing Deductible are not available to CA policyholders.
 
‡‡ Terms and conditions apply. Availability varies by state.
 
‡‡‡ Based on one car and driver; individual rate/premium/savings will vary based on actual coverage selections and characteristics of vehicle(s)/driver(s).
 
Additional disclosures below.
AARP® Auto Insurance
Quick Links
FAQs
For AARP® Members
Additional Resources
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
 
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
 
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MA, by Trumbull Insurance Company; and in PA, by Nutmeg Insurance Company and Twin City Fire Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Nutmeg Insurance Company. Home product is not available in all areas, including the state of FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
 
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.
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