AARP Driver Safety Course

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Discover discounts and benefits with the AARP Auto Insurance Program from The Hartford.

Improve Your Driving Skills and Save

family feeling safe after aarp driver safety courseThe AARP® Auto Insurance Program from The Hartford1 offers AARP members an opportunity to save on car insurance while enhancing their driving skills. By taking an approved defensive driving course, like the AARP Smart DriverTM course, AARP members can enjoy a discount of up to 5% on their car insurance for the next three years. This refresher course provides updated information on traffic laws, defensive driving techniques and strategies to adapt to age-related changes.
 

What Is the AARP Smart Driver Course?

red car drives down the road protected by taking aarp drivers safety courseThe AARP Smart Driver course is a self-paced, comprehensive program aimed at enhancing driver safety for individuals aged 50 and older. By completing the AARP Smart Driver course, participants can improve their driving skills and take advantage of car insurance savings.
 
The course provides valuable information on:
 
  • The effects of medication on driving.
  • Proper usage of safety belts, air bags and anti-lock brakes.
  • Navigating left turns, right-of-way and roundabouts.
  • Adjusting your driving based on age-related physical changes. 
  • Reducing distractions.
  • Maintaining safe following distance behind another car.

Why Take the AARP Smart Driver Course?

When you take the AARP Smart Driver online course, you can take advantage of a multi-year discount on your auto insurance with The Hartford. Plus, safer driving can save you money in other ways, by:
 
  • Enhancing safety on the road for you and those you love.
  • Boosting your driving confidence.
  • Decreasing the likelihood of being involved in an accident.
  • Improving your ability to adapt to changes that may affect your driving.

Sign Up for an AARP Smart Driver Course Today!

At The Hartford, we believe in rewarding safe and experienced drivers. For 40 years, the AARP Auto Insurance Program from The Hartford has offered exclusive benefits and discounts to AARP members. You can enhance your driving skills and save on car insurance by enrolling in a defensive driving course, like the AARP Smart Driver online course. To learn more about how you can save on car insurance and get your personal AARP member quote, call The Hartford at 888-546-9099 today.

Frequently Asked Questions About AARP Drivers Safety Courses

Mature drivers can take advantage of AARP driver safety courses to help keep you and your loved ones safe on the road. Specifically, the AARP Smart Driver course improves your driving confidence by enhancing your knowledge of current traffic laws and defensive driving techniques. Not to mention, you can unlock a discount of up to 5% on your car insurance from The Hartford for the next three years after taking the course.
The AARP Smart Driver course is available in four-, six- or eight-hour formats, depending on your state's regulations, and can be completed at your own pace. Once you register, you have 60 days to finish the course, or 30 days if you're in Connecticut or New York.
Defensive driving courses, like the AARP Smart Driver Course, boost confidence on the road, reduce the likelihood of crashes and enhance overall safety by teaching up-to-date driving techniques. Additionally, completing certain courses can also lead to potential savings on auto insurance.
The AARP Smart Driver course costs $26.95 for members and $29.95 for non-members. For those taking the course in New York, there is an additional mandatory fee to report your completion to the New York Department of Motor Vehicles.
 
 
Last Updated: March 12, 2025
** Average savings amounts based on information reported by customers who switched to The Hartford from other carriers between 9/1/22 and 8/31/23. Your savings may vary. Average auto insurance savings is $577 and average home insurance savings is $236. Rate differences for AARP members and non-members vary by state and AARP membership tenure. Auto/Home discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance program from The Hartford. The Hartford does not write new business in all areas, including the states of CA and FL.
 
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
 
§§ Terms and conditions apply.
 
Terms and conditions apply. Accident Forgiveness and the Disappearing Deductible are not available to CA policyholders.
 
‡‡ Terms and conditions apply. Availability varies by state.
 
‡‡‡ Based on one car and driver; individual rate/premium/savings will vary based on actual coverage selections and characteristics of vehicle(s)/driver(s).
 
Additional disclosures below.
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
 
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
 
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MA, by Trumbull Insurance Company; and in PA, by Nutmeg Insurance Company and Twin City Fire Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Nutmeg Insurance Company. Home product is not available in all areas, including the state of FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
 
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.