Y-Risk Innovation Labs

Y-Risk Innovation Labs

Driving Customer-Centric Innovation

We’re developing innovative, forward-thinking insurance solutions to help customers manage risk and grow.
Y-Risk Innovation Labs
The Hartford’s Y-Risk Innovation Lab develops and tests innovative new risk management solutions for our customers. The Hartford brings two centuries of risk experience in partnership with our key brokers and agents to deliver new products and technology-enabled, customer-oriented solutions to market.
 
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Y-Risk Labs helps accelerate product innovation by:
 
  • Developing innovative new coverage solutions to fill protection gaps
  • Developing technology-enabled customer solutions (e.g., telematics, worker safety)
  • Testing and evaluating the latest IoT technologies
  • Exploring emerging risks and topics in growth areas like mobility and corporate sustainability.
     
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Y-Risk Innovation Lab promotes highly efficient collaboration with a transparent, disciplined and repeatable “idea management” process. We manage our idea portfolio like a venture portfolio. We begin by investing in important ideas—some won’t succeed, but the rest will help create strong risk solutions for our partners and customers.