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The Risk May Be Complex, Insuring It Doesn't Have To Be

Complicated risk? Navigators is the most direct route to specialized solutions for your nontraditional exposures. Paired with value-added services, you can offer your clients loss prevention and protection against the risks they face.

Fine-Tuned Solutions for Complex Risks

Navigators, a brand of The Hartford, is a market leader in providing complex coverage and superior service. We offer:
 
  • Responsive products to address the most hard-to-place risks.
  • A team of dedicated underwriters to ensure each broker receives the specialty service that their insured deserves.
  • Swift decision-making in the field to deliver quick, educated turnaround times.
Our Global Insights Center provides macroeconomic, industry and geopolitical research, to our broker partners and their clients, to help them maximize global opportunities.
 
 

Our Main Wholesale Product Offerings

Partnering With The Hartford for Improved Solutions

Partnering With The Hartford for Improved Solutions

In 2019, we joined The Hartford, a company with more than 200 years of innovation and financial strength. Together, we can provide even greater value.
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Broker Resources

From appetite guides to success stories, get the tools for successful outcomes on our broker resources page.
General Product Description
This general product description is information only and designed for insurance producers. It is neither an offer to sell nor a solicitation to purchase any particular insurance product and may not be disseminated to the general public. This general product description outlines the coverage(s) that may be afforded under a policy from The Hartford. All policies should be examined carefully for suitability and to identify all exclusions, limitations and other terms and conditions. In the event of a conflict between any policy and this document, the terms and conditions of the policy shall control.
 
About Surplus Lines Coverage 
The coverage(s) identified in this general product description may be written on a surplus lines basis. Eligibility for surplus lines insurance coverage is subject to state regulations and requires the use of a surplus lines broker. Surplus lines insurance policies are generally not protected by state guaranty funds. In connection with the insurance offered herein, the broker is responsible for any disclosure or stamping requirements associated with surplus lines policies, and compliance with any declination, due diligence, or record-keeping requirements for surplus lines policies, and collection and payment of the applicable surplus lines premium taxes and any other applicable surcharges owed on each policy and to make any related filings. Surplus lines coverage is underwritten by Navigators Specialty Insurance Company, Maxum Indemnity Company, Pacific Insurance Company Ltd. (except in CT and HI) and Hartford of Illinois Insurance Company in CT and HI.
 
About The Hartford Underwriting Companies
The coverage(s) identified in this general product description may be underwritten by one or more of the property and casualty insurance companies of The Hartford Insurance Group, Inc.
 
In Texas, Arizona, New Hampshire and Washington, this insurance is underwritten by Hartford Accident and Indemnity Company, Hartford Casualty Insurance Company, Hartford Fire Insurance Company, Hartford Insurance Company of Illinois (CT and HI only), Hartford Insurance Company of the Midwest, Hartford Lloyd’s Insurance Company (TX only), Hartford Underwriters Insurance Company, Maxum Casualty Insurance Company, Maxum Indemnity Company, Navigators Insurance Company, Navigators Specialty Insurance Company, Pacific Insurance Company (except in CT and HI), Property and Casualty Insurance Company of Hartford, Sentinel Insurance Company, Ltd., Trumbull Insurance Company and Twin City Fire Insurance Company. In California, this insurance may be underwritten by one or more non-admitted insurance companies (not licensed in CA) and its property and casualty insurance company affiliates. In California, this insurance may be underwritten by one or more non-admitted insurance companies (not licensed in CA) and its property and casualty insurance company affiliates.
 
The Hartford Insurance Group, Inc., (NYSE: HIG) operates through its subsidiaries, including the underwriting company Hartford Fire insurance Company, under the brand name, The Hartford,® and is headquartered in Hartford, CT. For additional details, please read The Hartford’s legal notice at https://www.thehartford.com.