Commercial Surety

commercial surety

Log Into 1StepSurety®

Visit our easy to use digital platform to get a bond quote, view bond details, set alerts and print/download forms.
 
Log In Now / Apply for ID
commercial surety
From Main Street to Wall Street, The Hartford can meet your Commercial Surety needs with our professional team of underwriters. Various types of businesses, as well as individuals, rely on our commercial expertise to guarantee their business obligations.
 

The Commercial Surety industries of focus:

  • Financial Institutions & Services
  • Healthcare
  • Homebuilding, Building Products & Services
  • Manufacturing
  • Telecommunications
  • Utilities
 

Transactional Business

We specialize in fast-flow transactional business with a quick turnaround, focusing on bonds with small limits and lower premiums. Our appetite is varied including but not limited to:
 

Product Offerings

Probate bonds are required by law to guarantee an honest accounting and faithful performance of the duties of the fiduciary in compliance with the orders of the probate court.

Examples – Administrator, Executor and Guardian
A judicial bond is generally required in civil court proceedings when a litigant seeks a special right or remedy in advance of a final court decision.

Examples – Attachment, Injunction, Replevin and Appeal
License and permit bonds are required by the federal government or by any state, country, municipality or other political subdivision as a condition precedent to the granting of a license to engage in business or a permit to exercise a particular privilege, where such business/privilege presents a risk to the public welfare.
 
Examples – Contractors License, Street Permit, Real Estate & Insurance Brokers and Compliance Obligation
The public official bond covers the official’s term of office and guarantees that the bonded official will faithfully perform all official duties. The public official may be elected or appointed to a full-time or part-time position. These bonds are the direct result of state statute or other type of public charter and specifically determine the exposure for a given bond.
 
Examples – Notary, Treasures, Tax Collectors, Sheriffs and Other Public Officials
Miscellaneous bonds are those obligations that do not clearly fall within the scope of the other bond categories. Some of these bonds are required by law and must follow the applicable statutes, ordinances or regulations.
 
Examples - Lost Securities, Patient Trust Fund (Nursing Homes), Concessionaires, Games of Chance
A business services bond addresses acts of theft by the principal or principal’s employees while performing services for others.
 
Examples – janitorial services and home health care workers
Tax bonds guarantee payment of taxes, fees and forfeitures due on merchandise in compliance with governing federal, state, city, and/or county-level laws and regulations. 
 
Examples: Fuel, Tobacco, Alcohol and other sales tax
These bonds secure the obligation to faithfully perform the terms and conditions of a contract.
 
Examples – service companies such as food service operations, bus companies, and trash haulers

Related Products & Services

Questions or Need Assistance?

The National Surety Office (NSO) is your countrywide quick turnaround source for transactional and Commercial Surety business.
 

Get a Small Commercial Quote

We know every small business isn’t the same and has different needs. Our specialists are here to help you get the answers and coverage you need. If you’re wondering about business coverages, we can help. Get a quote today and see how we can help you get the small business insurance coverage you need.
1 Surety & Fidelity Association of America. Top 100 Writers of Fidelity and Surety Bonds: 2020. Based on Direct Written Premium.
The Hartford shall not be liable for any damages in connection with the use of any information provided on this page. Please consult with your insurance agent/broker or insurance company to determine specific coverage needs as this information is intended to be educational in nature.
 
The information contained on this page should not be construed as specific legal, HR, financial, or insurance advice and is not a guarantee of coverage. In the event of a loss or claim, coverage determinations will be subject to the policy language, and any potential claim payment will be determined following a claim investigation.
 
Certain coverages vary by state and may not be available to all businesses. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Insurance Group, Inc. listed in the Legal Notice.
 
The Hartford Insurance Group, Inc., (NYSE: HIG) operates through its subsidiaries under the brand name, The Hartford, and is headquartered in Hartford, CT. For additional details, please read The Hartford’s Legal Notice.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.