Commercial Property Certification Program

These policies continue to be “fire policies” in almost all cases, even if the fire is caused by an excluded peril, but what about all the other added coverages? How important are they? Do they really add value or just complicate things with their limitations and sublimit? What about insurance to value? How can you, or should you, be involved in assisting the insured in establishing limits for various exposures where a limit is required? The property policy is easier to read and understand than a typical liability policy, but it isn’t any less complicated, with its exclusions, and give backs, and additional coverages.  

 

This program is designed to increase your ability to evaluate your insured’s property “exposures” and help them structure coverage to prevent coverage gaps created by improper limits or exclusions and to protect your own professional liability exposure.  

 

This eight-part virtual series is focused on providing an in-depth look at the Commercial property policy and the Business Income coverage form and connecting them directly to the real-life situations you encounter with your insureds. Students will have an opportunity to earn a certification upon completion of all eight training sessions.  

 

Series Sessions: 
Session 1 – 4/2/2025 – COPE & Coinsurance
Session 2 – 5/7/2025 – Insurance to Value
Session 3 – 6/4/2025 – Insuring Agreement & Property Not Covered
Session 4 – 7/9/2025 – Additional Coverages & Coverage Extensions
Session 5 – 8/6/2025 – Covered Perils – Special Cause of Loss form
Session 6 – 9/10/2025 – Insuring Improvements and Betterments
Session 7 – 10/8/2025 – Business Income and Financial Statements – Making the Connection
Session 8 – 11/5/2025 – Business Income – Minding the Gap

 

Who is this program for? 

This program is designed to help both new and seasoned Property & Casualty insurance professionals.