At least a million workers are injured on the job annually, and history shows that most cases occur during an employee’s first year.1, 2
In The Hartford's 2025 Risk Monitor survey, more than 50% said they’re already planning to incorporate artificial intelligence (AI) specifically for safety purposes. At the same time, many are incorporating internet of things (IoT) devices to help mitigate costly safety risks.
The Evolving Risk Landscape: Why Worker Safety Is a Top Priority
Our 2025 Risk Monitor report shows that business leaders consider worker safety a primary focus, with the majority of respondents considering the potential for worker injury as a major risk to their business. To address that, more than half (57%) already emphasize worker safety in their own operations.
Worker safety technology led by AI could provide a window into reducing many of these potential risks. Experienced Risk Engineering teams specializing in technologies such as imagery, telematics and wearables can help companies adjust training, improve equipment usage and update protocols to help prevent incidents.
How AI and Connected Devices Are Transforming Workplace Safety
Workplace safety technology and devices offer significant value through the wealth of data they collect. This data empowers company risk managers and their carriers to effectively reduce risk activity overall, rather than just focusing on reducing claims.
Three categories of technology currently show the most potential:
- AI-powered imagery: AI-driven cameras can spot and identify potential threats and safety hazards in a variety of situations, including improper equipment use or potential slip-and-fall risks. Imagery technology is beneficial within a variety of industries, including manufacturing, real estate and construction.
- Telematics for fleet and equipment safety: Vehicle and equipment telematics provide carriers with real-time insights into operator behavior, equipment maintenance needs and potential hazards. Notably, The Hartford found that 40% of Risk Monitor respondents have made driver safety policies and procedures a priority.
- Wearable safety devices: Smart wearables monitor workers’ physical conditions, alerting them to potential injury, fatigue, heat stress or exposure to hazardous environments.
AI Adoption for Risk Mitigation: What Leaders Are Thinking Right Now
Leaders are increasingly turning to AI to boost efficiency and drive innovation. Nearly half of them plan to ramp up their AI usage in the coming year, focusing on areas like hiring and training employees, developing new products and reducing risk.
However, there are still concerns about the risks associated with AI. While some leaders are optimistic about AI's potential, others remain cautious about its impact on their business.
Companies can view this uncertainty as an opportunity to enhance their risk management strategies. It is important to seek partners who can help them capture essential data to protect their people and operations while effectively managing claims. By leveraging the expertise of these risk partners, companies can navigate this transformative journey with greater confidence and control.
The Business Case for AI-Driven Safety Investments
Organizations investing in AI-powered safety solutions are already seeing these measurable gains:
- Reduced workplace injuries
- Lower cost of claims and compliance costs
- Stronger employee engagement and productivity
While no technology can eliminate all risks, AI, telematics and wearable devices offer new ways to proactively manage workplace safety. As organizations refine their risk management strategies, integrating these tools can be a valuable step towards creating safer, more resilient workplaces.
Learn more from The Hartford's 2025 Risk Monitor report.
1 Occupational Injuries and Illnesses Agency Data (2014 forward), U.S. Bureau of Labor Statistics, accessed April 13, 2025.
2 “Another Look at the Link Between Work Injuries and Job Experience,” Monthly Labor Review, U.S. Bureau of Labor Statistics, accessed April 13, 2025.
